Locking Your Equifax Credit File

As a result of the equifax data breach more than 145 million americans have had their personal data exposed.

Locking your equifax credit file.

Locking your credit is a procedure that can help prevent identity theft and credit fraud by blocking access to your credit report. Entities that may still have access to your equifax credit report include. Freezing or locking your equifax credit report will not prevent access to your credit file at any other credit reporting agency. Just click or swipe to lock and unlock.

These exceptions may include. A credit lock also known as a security lock has the same result as a credit freeze but it s easier and quicker to lock and unlock your credit than to freeze and un freeze or thaw it. Freezing or locking your equifax credit report prevents access by potential creditors and lenders but there are exceptions. Companies like equifax global consumer solutions which provide you with access to your credit report or credit score or monitor your credit report as.

We ll alert you of your new status. Lock alert makes locking and unlocking your equifax credit report easy. Lock alert allows you to quickly lock and unlock your equifax credit report. To lock your equifax credit report using equifax credit report control sign in to your product.

Credit report locks are mobile app enabled and allow you to lock and unlock your credit reports using identity verification techniques such as usernames passwords and touch id or face id technology. If you don t plan on applying for any new credit in the near future and your state doesn t allow credit freezing fees a freeze may be the way to go. On your dashboard expand the single bureau lock feature in the list on the right. Request a fraud or active duty alert place an alert on your credit reports to warn lenders that you may be a victim of fraud or on active military duty.

Download the lock alert app on the apple app store or google play or visit the lock alert page. You must lock your credit reports separately at each nationwide credit bureau equifax experian and transunion. Dispute information on your equifax credit report submit a dispute if you notice something is inaccurate or incomplete on your credit report. Locking or freezing your credit file may help prevent criminals from opening fraudulent accounts in your name.

This article explains how to lock and monitor your credit at all three credit bureaus. Locking your equifax credit report will not prevent access to your credit report at any other credit reporting agency.